Perforce
Perforce is an American software company for application development with products devoted to version control, online repository management, collaborative software development, application lifecycle management (ALM), and Agile planning.
PII
PII is an acronym for Personally Identifiable Information and serves to encompass all relevant data that by themselves or combined with others serve to distinguish or track the identity of a particular individual.
This terminology is especially used in the U.S., where it is included in various laws, while in Europe the use of the expression ‘personal data’ is more common. Its use is regulated by the General Data Protection Regulation (GDPR).
Both PII and personal data are two concepts commonly mentioned in matters related to online privacy, but they are not strictly legally comparable.
The National Institute of Standards and Technology (NIST), under the U.S. Department of Commerce states that “organizations must minimize the use, collection, and retention of PII to what is strictly necessary to accomplish their business purpose and mission.”
It also describes Personally Identifiable Information as any information about an individual that is maintained by an agency, including (1) information that can be used to distinguish or trace an individual’s identity, such as name, social security number, date and place of birth, mother’s maiden name, or biometric records; and (2) any other information that is linked or linkable to an individual, such as medical, educational, financial, and employment information.
The U.S. institute details that to distinguish an individual is to identify an individual.It also clarifies that to “trace” an individual is to process sufficient information to make a determination about a specific aspect of an individual‘s activities or status.
In addition, it makes a distinction between linked information (information about or related to an individual that is logically associated with other information about the individual) and linkable (information about or related to an individual for which there is a possibility of logical association with other information about the individual).
Here are some examples of what may be considered Personally Identifiable Information (PII)
- Full name or alias
-Personal identification numbers, such as social security number, passport number, driver‘s license number, taxpayer identification number, or financial account or credit card number.
-Address information, such as street address or email address.
-Asset information, such as Internet Protocol (IP) or Media Access Control (MAC) address or other host-specific persistent static identifier that consistently links to a particular person or small, well-defined group of people.
-Telephone numbers, including mobile, business, and personal numbers.
-Personal characteristics, including photographic image (especially of face or other distinguishing characteristic), x-rays, fingerprints, or other biometric image or template data (e.g., retina scan, voice signature, facial geometry).
-Information identifying personally owned property, such as vehicle registration number and related information.
-Information about an individual that is linked or linkable to one of the above (e.g., date of birth, place of birth, race, religion, weight, activities, geographical indicators, employment information, medical information, education information, financial information).
PISP
PISP is the acronym for Payment Initiation Service Providers.
As the EU Payment Services Directive (PSD2), which regulates its activity, explains, in online commerce “those services establish a software bridge between the website of the merchant and the online banking platform of the payer’s account servicing payment service provider” in order to initiate internet payments on the basis of a credit transfer.
It usually does not refer to banks (although they may also initiate payments) but to third party operators initiating a payment order, at the user's request, for an account in their name opened at a bank or financial institution.
PSD2
PSD2 is the European regulations governing payment services. This is an acronym of Second Payment Services Directive.
As the name suggests, this regulation, which came into force in Spain in 2018, includes the various payment services within the European Union as well as the requirements to carry out its activity, in an effort to respond to the needs of the new digital ecosystem and online commerce.
This regulation has opened the door to third party providers in the payment ecosystem, as well as compelling banks and financial institutions to share account information with them. With PSD2, European authorities seek to activate the transformation of the banking industry, strengthening security and fostering competition and innovation, thus promoting the development of better services and protecting the user.