Preapproved Mortgages

Provide your customers with mortgage offers along with their feasibility analysis

With the Preapproved Mortgages API, you can provide your customers with a personalized price when they arrange a mortgage loan, while showing different scenarios to them. This solution uses data documented and verified by BBVA, ensuring the highest quality and reliability of the result obtained for qualified leads. A way to offer mortgage preapproval to your customers.

Private
Spain
Digital Ecosystems

Find out all about Preapproved Mortgages

Fast and personalized access to mortgage loans for your customers

Accelerate and optimize your business with this API, which offers real-time mortgage loan pricing, always adapted to the individual needs and characteristics of each customer.

During the process, our partner will carry out a preliminary verification of the details provided by your customer, as required to handle their request.

Integrate the API into your mortgage recommendation processes without redirecting to other pages and without slowing down the acceptance of the offer by customers.

In practice

  • Highly customizable mortgage loan, based on the customer’s needs, the amount requested or the term.
  • The customer will receive a price in real time, based on the information provided.
  • Customers may also receive advice from BBVA to resolve any related questions.

What it offers

Advantages of the Preapproved Mortgages API

Complete your offer to your customers

The Preapproved Mortgages API can be fully integrated into your business environment, providing solutions that allow you to offer mortgages through your own platform.

Provide advice when buying property

Potential buyers will receive a more comprehensive and realistic analysis of the financing options available.

Price in a single click

Customers can check the result of their operation from the API in a single click, obtaining a parameterized, viable and limited price and online offer for both new and existing mortgages.

Services at your fingertips

The Preapproved Mortgages API offers:

100% online process that only takes five seconds

The calculations are done completely online and in less than five seconds. The customer receives information that includes the price, fees and terms and conditions in a completely transparent way.

Calculating the price of the mortgage loan

Sending a viable and personalized offer to the customer, in a simple way and through your own website.

Integration into your website

Full integration on the website where the properties are offered, so that the buyer can make a personalized simulation on the spot.

How does it work?

The Preapproved Mortgages API can be used by any company that completes BBVA’s admission process successfully and has the capacity to integrate it into its digital platform. In addition, the companies must be included in the Bank of Spain Register as financial intermediaries of real estate loans and must not charge their customers any fees directly for mortgage intermediation services.

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The Preapproved Mortgages API allows us to offer our clients a response on the feasibility of the operation and, in case of a positive response, offer a personalized price and validation in just 3 clicks. In addition to the request, through the API we receive 50 relevant pieces of information to perform the pre-risk concession, generate the personalized offer, and deliver it to the end client and/or partner. This way, the mortgage contracting process is streamlined."

Álvaro Salinero De Vicente

Head of Agent Network Transformation and Hipotech Hub at BBVA

Other APIs you might be interested in

If you have found the Preapproved Mortgages API useful, you may also be interested in BBVA’s other options.

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Get in touch with us to find out how our suite of APIs can turn your innovations into reality.

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