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How APIs bring down business costs
Today, APIs are not a mere extra in the business world; they have become an essential part of the day-to-day operations of any company, large or small.
Today, APIs are not a mere extra in the business world; they have become an essential part of the day-to-day operations of any company, large or small.
On December 23, 2015, Directive 2015/2366 of the European Parliament and Council, known as the PSD2 directive, was approved, providing a new regulatory framework for the use of mobile payments, tools from non-banking institutions and enhanced security. What do these changes mean compared to the first PSD and how do they affect companies?
The Fintech Law takes place in a market in which BBVA API_Market has been a key player since before regulation.
Algunos estados han dado moratorias consideradas excesivas por los demás, mientras que las fintech se quejan de la lentitud de una parte de la banca tradicional en el desarrollo de funcionalidades clave de la directiva europea de servicios de pago, como el sistema de acceso a los datos de los clientes.
Hoy en día las compañías ‘fintech’ juegan un papel decisivo dentro del escenario de la PSD2: han sido un importante motor de innovación para el sector bancario y se han constituido como industria.
Analizamos el informe del Departamento del Tesoro sobre la apertura del sistema financiero al ecosistema fintech y la innovación
Under PSD2, all access by third parties to customer personal data, with a view to providing their own services, must not impinge on two key aspects of banking operations: privacy and security. We look at some of the conditions now imposed on TPPs that traditional banking operators were already subject to.
PSD2 is the directive with which the European authorities seek to achieve the definitive opening of the European Union's financial and banking sector through the total standardization of services. This is a key standard, but by no means recent, as its first version dates from 2007.
If you are an API developer you are very likely to be interested in information about the legal framework for protecting the copyright on them. In this article for BBVAOpen4u, María Kovesdi offers several tips to help to navigate your way through the legislation.
The speed at which fake news travels has endorsed application programming interfaces. The danger is there, but it's easier to avoid if we have the APIs under control.