Digital banking or electronic banking is the future of the banking sector, with more and more functionalities and possibilities Digital banking, the virtual and infrastructure transformation of banking telecommunications, is increasingly used. Its ubiquity, accessibility, speed, availability, security and the diversity of available functionalities have clearly attracted users. What is digital banking? What are its […]

ST APIs are an example of an API development architecture increasingly used within companies, partly due to the separation between client and server, the process scalability and reliability, and the low number of resources required by the system. What is a REST API and what architecture examples are available to companies? What can an API […]

Fintechs are financial platforms that democratize finance, as well as the ecosystem, technology and companies on which they rely Fintechs are the next iteration of the financial world. What are these financial platforms and what types are there? In Spain, fintech companies are creating a mature and growing market thanks to the inherent advantages of […]

If you want to finance a car, you must analyze all the options: how does financing work, and when should it be done? How to finance a car is a very frequent question both from individuals with mobility needs and from companies that need a vehicle to use. Is it better to make a conventional […]

The difference between leasing and renting can bring competitive advantages to companies, so it is worth understanding each of these models. The difference between leasing and renting can be critical for the economic model of an SME or a self-employed person. Renting and leasing are different models for using a car, as are buying, carsharing […]

Thanks to its decentralized operation, Forex offers automatic 24/7 solutions that are more interesting for companies looking to integrate FX into their ERP. Forex is one of the most relevant markets for companies, especially if they are able to connect to FX from their Enterprise Resource Planning (ERP) system. Companies that are able to automate […]

The foreign exchange (Forex) market is the world’s largest financial market. This market trades in the exchange rates of the entire planet through decentralized market mechanisms; this is where the value of each currency is traded. But what is a foreign currency and how is it different from a domestic currency? How and why was […]

APIs are the future of automated banking services. Albert Pla, Head of SME eSales in BBVA Global Markets, tells us about this technology. APIs are one of the newest and most highly anticipated tools in Open Banking. They can automate business processes and allow bank transactions to be carried out without leaving the company’s work […]

Payment gateways have become one of the most widely used systems for completing online transactions. They move a large volume of transactions on a daily basis, so they cannot fail. And now, thanks to APIs, they also offer a new experience for the users who use them. In recent years, the dramatic growth of e-commerce […]

Various case studies are used to show how open finance enables the financial inclusion of SMEs and the economic growth of developing regions.