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Success stories, news, events and all kinds of information related to open banking
It has been a pleasure meeting you during this year. We hope you have a 2020 filled with exciting new achievements.
Any company that wants to start an 'APIfication' process for its business model will need to carry out certain simple but essential tasks.
Companies and institutions are coming together to develop smart cities as international meeting points and business hubs. Barcelona, New York, the Australian government or the EU for example have been using APIs to drive connected cities. Rudolf Giffinger, one of the world's leading experts in urban development, defines smart cities using six clearly separate criteria: economy, mobility, environment, administration, way of life and residents. Most cities in the world assess their characteristics as smart cities based on these values.
Incorporating solutions, tools and features that harness data analysis is becoming a must for innovative businesses. In this article we examine four of the many ideas that are in the market right now.
So what are millennials looking for financially? Something very specific and diverse. They are the first generation to have used mobile phones to research, experiment and acquire. The only thing needed to reach the heart of what is also known as the DIY generation is to give them the tools to create.
The open banking revolution has only just begun. The arrival of the PSD2 payment directive has laid the foundations in European territory, and it also highlights the United Kingdom's drive with the initiative promoted by the Competition and Markets Authority. But how is open banking tackled outside the Old Continent? We review the initiatives in 8 countries around the world.
In the world of retail, it is often difficult to stand out in an ever more saturated global market. This is why it is crucial to have the right tools to analyze payments, customers, competitors’ prices and to monitor products in the various marketplaces and online stores.
The PSD2 directive has come into force and opened a new scenario of liberalization of the financial sector in Europe. In this new context, several protagonists take on a specific role in the relationship between banks, services providers, European regulatory institutions and customers.
En Europa hay entidades bancarias y empresas ‘fintech’ que se están adaptando con rapidez y con una estrategia realmente inteligente al nuevo marco legislativo impuesto por la ‘Segunda Directiva de Servicios de Pago’ (PSD2).
What role can a bank play in urban management? Can it contribute in any way to its traditional financial function? The answer is yes. In this article we explain how data APIs, and specifically Paystats, are driving the advance toward smart cities.