Success stories, news, events and all kinds of information related to open banking
Data are the new value chains. Experts are sure that many of the current business problems are linked to a lack of knowledge about Big Data. The first step to find solutions consists in knowing how to identify the type of data you are dealing with and linking it to the business problem in question.
The consultants Mckinsey highlight the four ways Big Data can generate value for any industry: First, Big Data generates value by making information transparent and relatively easy to use. Second, by creating and storing more transactional data in a digital form, organizations can gather more accurate and detailed information –from inventories to days taken off work–, thus improving performance. In fact, […]
APIs are an essential tool to boost the mobile payment market. Companies are able to easily implement complex financial solutions from other businesses, which were outside their reach until recently. Here is a list of entities with interesting API catalogs for mobile payments.
Automation and regulation mark a key year to complete all the milestones expected for 2020.
Hoy en día las compañías ‘fintech’ juegan un papel decisivo dentro del escenario de la PSD2: han sido un importante motor de innovación para el sector bancario y se han constituido como industria.
Analizamos el informe del Departamento del Tesoro sobre la apertura del sistema financiero al ecosistema fintech y la innovación
The transformation of the banking sector is an unstoppable process. The provision of financial services is changing and becoming services and platforms which can host new channels, products, associations and opportunities. And it's here, at the core of this sectorial revolution, where Banking as a Service (BaaS) and White Label Banking play the key role.
Growth in mobile payment use in Spain is still limited: the consumer habit transformation process always takes time. However, there is a wide offering of services linked to mobile payments, particularly from banks and leading tech companies, with a view to seducing a growing market.
Under PSD2, all access by third parties to customer personal data, with a view to providing their own services, must not impinge on two key aspects of banking operations: privacy and security. We look at some of the conditions now imposed on TPPs that traditional banking operators were already subject to.
The cryptocurrency boom is far from over, and developers have been hard at work creating robust application programming interfaces (APIs) to integrate existing software with new software based on cryptocurrencies.
