ST APIs are an example of an API development architecture increasingly used within companies, partly due to the separation between client and server, the process scalability and reliability, and the low number of resources required by the system. What is a REST API and what architecture examples are available to companies? What can an API […]
Fintechs are financial platforms that democratize finance, as well as the ecosystem, technology and companies on which they rely Fintechs are the next iteration of the financial world. What are these financial platforms and what types are there? In Spain, fintech companies are creating a mature and growing market thanks to the inherent advantages of […]
The foreign exchange (Forex) market is the world’s largest financial market. This market trades in the exchange rates of the entire planet through decentralized market mechanisms; this is where the value of each currency is traded. But what is a foreign currency and how is it different from a domestic currency? How and why was […]
APIs are the future of automated banking services. Albert Pla, Head of SME eSales in BBVA Global Markets, tells us about this technology. APIs are one of the newest and most highly anticipated tools in Open Banking. They can automate business processes and allow bank transactions to be carried out without leaving the company’s work […]
A few years ago, Bank of Mexico implemented the SPEI payment system and the CIE agreements to facilitate bank transactions between individuals and to provide commercial operations with more information. We how they work here.
The Fintech Law takes place in a market in which BBVA API_Market has been a key player since before regulation.
The open banking revolution has only just begun. The arrival of the PSD2 payment directive has laid the foundations in European territory, and it also highlights the United Kingdom's drive with the initiative promoted by the Competition and Markets Authority. But how is open banking tackled outside the Old Continent? We review the initiatives in 8 countries around the world.
The project developed by BBVA Data & Analytics has analyzed over 413 million card transactions made in the course of one year –always using aggregated and anonymous data– to offer an up-to-date vision of the dynamics of these cities.
Traditional financial institutions are undertaking their digital transformation. Some decide the best way to achieve this is through open banking and open their platforms and APIs to third parties. In this interview, José Manuel de la Chica, of BBVA's New Digital Business, discusses this disruptive process.
