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Success stories, news, events and all kinds of information related to open banking

What is Forex and how does the foreign exchange market work?

What is Forex and how does the foreign exchange market work?

The foreign exchange (Forex) market is the world’s largest financial market. This market trades in the exchange rates of the entire planet through decentralized market mechanisms; this is where the value of each currency is traded. But what is a foreign currency and how is it different from a domestic currency? How and why was […]

06 November 2024
Buy Now Pay Later B2B: What is it and how can it benefit your company?

Buy Now Pay Later B2B: What is it and how can it benefit your company?

In the dynamic world of payments, a new star has emerged in recent years: Buy Now Pay Later (BNPL), i.e. short-term financing that allows you to buy now and pay later. This model allows businesses to purchase goods or services and pay for them in installments, often interest-free, making it an attractive alternative to credit […]

04 November 2024
BBVA and Vecttor (Cabify): an innovative arrangement for driver cash management

BBVA and Vecttor (Cabify): an innovative arrangement for driver cash management

BBVA and Vecttor, Cabify’s subsidiary engaged in managing vehicles with drivers, have entered into an alliance that saves time and provides security to the company and its drivers. The collaboration allows drivers to deposit cash collections at any BBVA ATM and Vecttor to automatically reconcile this activity from their accounts with those in the company’s […]

Treasury / 23 October 2024
Main methods of payment to suppliers and the advantages of Reverse Factoring

Main methods of payment to suppliers and the advantages of Reverse Factoring

The cash flow and payment management departments must consider the way in which payments to suppliers are made, because each type of payment has its own advantages or is better suited to the company’s strategy, the relationship with the supplier, or the respective needs of both. Far from being a trivial matter, choosing the payment […]

Treasury / 17 June 2024
What is leasing and how does it work?

What is leasing and how does it work?

Businesses, from self-employed to SMEs and large companies, need financing solutions that suit their needs. Leasing is a method that can optimize the use of resources and which combines business liquidity (or lack of) with the use of assets. What is leasing and how does it work? Leasing is a financing method by which a […]

30 January 2024
What is an API, types of APIs and how they work

What is an API, types of APIs and how they work

An API is a very useful mechanism that connects two pieces of software equipment to exchange messages or data in a standard format such as XML or JSON. Thus, it becomes an instrument that can be used to search for revenue, open the doors to talent or innovate and automate processes.

API Business Models / 18 December 2023
José Luis Navarro Llorens sits down with The Paypers

José Luis Navarro Llorens sits down with The Paypers

The Embedded Finance (EF) and Bank-as-a-Service (BaaS) ecosystem is expanding at lightning speed and is in the process of defining of the roles of the new stakeholders entering the ecosystem, who are looking to fill niches or create new services. How will the Embedded Finance and Bank-as-a-Service sector evolve? José Luis Navarro Llorens is Head […]

08 November 2023
Open banking or how banks are transformed with APIs

Open banking or how banks are transformed with APIs

Traditional financial institutions are undertaking their digital transformation. Some decide the best way to achieve this is through open banking and open their platforms and APIs to third parties. In this interview, José Manuel de la Chica, of BBVA's New Digital Business, discusses this disruptive process.

10 October 2022
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