Give your customers the financing they need
With the BBVA Mortgages API, you can offer your customers the necessary financing to buy a property or obtain liquidity without leaving your digital platform. Easy for them, easy for your company.
Money may not be the most important thing when buying a home…but it almost is.
A buyer’s journey to find the right home is long and hard, as this is an important decision that will change their day-to-day life and that of their family. And then they go to a branch to apply for a mortgage loan. This is no longer the case: by integrating BBVA’s Mortgages API, your sales process can become a simple arrangement they can complete without getting up from their sofa. Your customers will enter your app to find a house and leave with the credit to buy it.
The Mortgages API is also a useful tool for buyers to know important economic information, such as the minimum down payment to buy the property of their choice. In addition, they can simulate different scenarios, and know every detail of their monthly payments.
And when everything fits, they can apply for their loan in a guided, agile and simple process. Done! In a matter of minutes, they can have the authorization for the credit they need.
Advantages of the Mortgages API
Access to financing is the ultimate key to buying a home. By incorporating it into your real estate platform naturally and without friction, what used to be a tedious task becomes an incentive for customers to close their purchase.
Having a dream, searching for it, finding it and getting it – all this from one place: your app. Your customers will be able to do this with their home, and the Mortgages API will help them with crucial information in an agile and transparent way. Down payment, fees, associated expenses and repayment schedule will be displayed with just one click.
Being able to simulate financing conditions expands a buyer’s ability to choose and also their satisfaction with the search process. Two good reasons with a medium-term impact on your platform’s customer traffic.
The Mortgages API allows you to:
The Mortgages API can be used by any company that completes BBVA’s business validation process successfully and has the ability to integrate it into its digital platform.
One of the main concerns for prospective home buyers is to have adequate financing at the time of purchase. Mortgages allows you to implement in your own environment everything you need to complete the sales process with a tailored mortgage offer.
Pablo Sadek González
Director Discipline Leader Mortgage Banking
Read about our other APIs that enable you to offer payments and other banking services to your individual or business customers, all under your own brand.
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Perform real-time simulations on the conditions of a loan for a vehicle and offer to arrange it instantly.
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Complement your service by creating a digital account for your customers within your own environment and without having to go through a branch.
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Confirm your customers’ payment in real time through your CIE agreement.
Let’s talk
Get in touch with us to find out how our suite of APIs can turn your innovations into reality.
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